In re Villarreal

*862MEMORANDUM OPINION CONFIRMING DEBTORS’ CHAPTER 13 PLAN AND DENYING THE CHAPTER 13 TRUSTEE’S MOTION TO DISMISS

[Resolving ECF No. 2]

Eduardo V. Rodriguez, United States Bankruptcy Judge

I. INTRODUCTION

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (“BAPC• PA”) created the hanging paragraph of 11 U.S.C. § 1325(a) (the “hanging paragraph”), which limits a debtor’s right to bifurcate and cramdown certain claims within a chapter 13 plan. Jose Arturo Villarreal, Jr. & Miriam H. Villarreal, ([‘Debtors”) propose to treat as wholly unsecured certain secured cross-collateralized…