State Farm Mutual Automobile Insurance v. Fahnstrom

State Farm Mutual Automobile Insurance Company (“State Farm”) brought this declaratory judgment action to determine whether it was liable under an automobile liability insurance policy issued to Paul Fahnstrom. The trial court granted plaintiff’s motion for summary judgment and defendants have appealed. We affirm.

Paul Fahnstrom was involved in an automobile accident on September 17,1977, when his 1970 Pontiac, which he was driving, crossed over the centerline and collided head-on with a car driven by Dean Carlston. Carlston and his wife were killed, and their 12-year-old son, Joel E.…