Ogden v. Auto-Owners Insurance

Ruffin, Judge.

Ronald Ogden appeals from the trial court’s grant of summary judgment to Auto-Owners Insurance Company (“Auto-Owners”). For reasons that follow, we reverse.

We review the trial court’s summary judgment ruling de novo, considering the evidence with all reasonable inferences and conclusions in favor of Ogden, the party opposing summary judgment.* 1 Viewed in this manner, the record shows that a fire damaged Ogden’s house on May 25, 1992. Ogden reported the fire to Auto-Owners, his homeowners insurance carrier, and Auto-Owners prepared a Proof of Loss form, which placed the full…