All American Roofing, Inc. v. Zurich American Insurance

The plaintiff company was summoned to arbitration by its workers’ compensation insurer about unpaid deductibles and retrospective premiums totaling $747,093. It responded by filing this declaratory judgment action, contending the mandatory arbitration clause the insurer was relying upon was unenforceable due to the insurer’s conduct at the time of contracting. The plaintiff’s second amended complaint included claims of common law and statutory fraud (815 ILCS 505/2 (West 2000)); breach of contract; lack of consideration; violation of Illinois public policy; and failure to give adequate notice…