Alexander v. Home Ins.

This action was brought to recover on an insurance policy. The policy was issued on the 14th day of July, 1923, and insured plaintiff against loss or damage by windstorm, cyclone, or tornado. The premium was not paid when the policy was issued, but, in lieu thereof, plaintiff gave defendant his promissory note for the amount of the premium payable on the 1st day of May, 1924. The policy went into effect on the 10th day of August, 1933, and covered a period of three years from that date.

The policy contains the following clause:

“But it is expressly agreed that this company shall not be liable…