Olson v. Southern Surety Co.

I. In the application for the policy, the in sured answered “yes” to the question, “Are your habits of life correct and temperate?” The insured answered “yes” also to the question:

“Do you understand and agree that, as * * * the above representations are made to in-(juee issliance ,0f an insurance policy, should one or more * * # prove to be false, all right to recovery * * * shall be voided * * * if such false answer were made with actual intent to deceive or materially affect the acceptance of the risk or the hazard * * * ”

The defendant pleaded that the representation was false, and so known…