Apgar v. Homeside Lending, Inc. (In Re Apgar)

OPINION

STEPHEN RASLAVICH, Bankruptcy Judge.

Introduction

Before the Court are cross motions for summary judgment as to the Plaintiffs’ claims under the Truth in Lending Act (TILA) 1 and the Real Estate Settlement Procedures Act (RESPA). 2 Homeside alone seeks summary judgment on the Plaintiffs’ claim under the Pennsylvania Unfair Trade Practices and Consumer Protection Law (UDAP). 3 A hearing on the motions was held on February 25, 2003 at which the Court heard oral argument and then took the matter under advisement. For the reasons set forth below, the Plaintiffs’ motion will be granted as to…