Ruddy v. State Farm Mutual Automobile Insurance Co.

OPINION

SCHULTZ, Judge. **

This case presents the question of whether an insured may settle a negligence claim with an out-of-state tortfeasor and later bring an uninsured motorist claim because the tortfeasor was insured for an amount below the Minnesota minimum. The district court granted summary judgment in favor of the uninsured motorist carrier, concluding appellants were not entitled to recover under their uninsured motorist coverage after settling and receiving payment from the tortfea-sor’s liability carrier. The district court also concluded appellants, Mary Kay and William Ruddy,…