Beeler v. Pennsylvania Threshermen & Farmers Insurance

The policy here in suit provides medical coverage for a member of the insured’s family made necessary by reason of bodily injuries accidentally sustained “while occupying or being struck by an automobile” but containing the following exclusion:

“This policy does not apply * * * to bodily injury * * * while occupying or being struck by a vehicle operated on rails or crawler-treads or a farm type tractor or other equipment designed for use principally off public roads, while not upon public roads. ’ ’

The plaintiff, while a member of the family of the named insured, was accidentally injured while…