Morris v. American Liability & Surety Co.

Opinion by

Mr. Chief Justice Kephart,

The policy in question protected the assured from loss arising from damages by reason of “the ownership, maintenance, manipulation or use” of certain described vehicles when driven by the assured or his permittees. Attaehéd to this policy was a rider which stated that it was agreed that the policy should cover the “operation” of the automobiles only when driven by certain named persons. The rider further provided that if any of the named drivers was a hired chauffeur it should cover any one employed as his successor or substitute, but that, notice of the…