Schrader v. John Hancock Mutual Life Insurance

The plaintiff sues as beneficiary under a policy of life insurance issued by the defendant to plaintiff’s wife on April 15, 1929. By reason of the insured’s failure to pay premium, *645the policy lapsed in October of the same year and on December sixth following, the insured made application for reinstatement.

The defense to the action is predicated upon the claim that material misrepresentations and false statements made in the application for reinstatement voided the policy. In the application for reinstatement the insured, Mary Schrader, stated: “ I hereby certify that I am now in good health…