Khawaja v. State Farm Insurance Companies

OPINION

CRIPPEN, Judge.

Appellant State Farm Insurance Companies challenges a trial court order vacating an arbitrator’s denial of respondent Tawfiq Khawaja’s claim for benefits from appellant, arguing, inter alia, that Scheibel v. Illinois Farmers Ins. Co., 615 N.W.2d 34 (Minn.2000), issued after the arbitrator’s decision, requires an insured to exhaust the no-fault policy limit for the second of two motor vehicle accidents before appellant, the insurer for the first accident, is liable for additional medical expenses. Appellant also claims that because respondent settled with his second…