Legal Opinion
South Carolina Insurance v. Fidelity & Guaranty Insurance Underwriters, Inc.
Supreme Court of South Carolina
Decided August 11, 1997No. 24668PublishedCited by 18 opinions
1Opinion of the Court
TOAL, Justice:
The United States District Court for the District of South Carolina has certified the following question to this Court:
When a blanket insurance policy and a specific policy provide coverage for the same peril to the same property and interest, does South Carolina require that the specific insurance policy coverage limits be exhausted first before application of the blanket policy or will the policies be pro rated according to the respective policy limits of each policy?
Factual/Procedtjral Background
For a period of time, plaintiff South Carolina Insurance Company (“SCIC”) and…
2Cases cited14 opinions
- State Farm Fire & Casualty Co. v. LiMauroNew York Court of Appeals · 1985
- Harbor Insurance v. United Services Automobile Ass'nCourt of Appeals of Arizona · 1976
- Allstate Insurance Co. v. Frank B. Hall & Co. of CaliforniaColorado Court of Appeals · 1989
- Lucas v. GarrettSupreme Court of South Carolina · 1947
- Columbia Casualty Co. v. Northwestern National InsuranceCalifornia Court of Appeal · 1991
9 more not listed; retrieve them via the Exa API.
3Cited by18 opinions
- Taco Bell Corp. v. Continental Casualty Co.Court of Appeals for the Seventh Circuit · 2004
- Susan Harriman v. Associated Industries Insurance Company, Inc.Court of Appeals for the Fourth Circuit · 2024
- Bardsley v. Government Employees InsuranceSupreme Court of South Carolina · 2013
- South Carolina Farm Bureau Mutual Insurance v. S.E.C.U.R.E. Underwriters Risk Retention GroupSupreme Court of South Carolina · 2003
- South Carolina Farm Bureau Mutual Insurance v. S.E.C.U.R.E. Underwriters Risk Retention GroupCourt of Appeals of South Carolina · 2000
13 more not listed; retrieve them via the Exa API.