Legal Opinion

Lyman v. Unum Grp.

District Court, District of Columbia

Decided May 10, 2019No. CIVIL ACTION NO. 17-11530-JGDPublished

1Opinion of the Court

We received her completed claim on March 23, 2016. According to the Notice of Proof of Loss provisions in the policy (outlined below), her claim should have been received no later than February 27, 2016. Because we did not receive Ms. Lyman's claim by this date, we are unable to give consideration to her claim and benefits will not be payable. Her claim has been closed.

(Id. ).

Unum revised the letter denying Ms. Lyman LTD benefits twice. (PF ¶ 43). On June 23, 2016, Unum sent a letter to Ms. Lyman's attorney noting several changes to the decision, including the following:

• Unum had received…

2Cases cited19 opinions

  1. Michael F. Terry v. Bayer Corporation and Bayer Corporation Disability PlanCourt of Appeals for the First Circuit · 1998
  2. Tropigas De Puerto Rico, Inc. v. Certain UnderwritersCourt of Appeals for the First Circuit · 2011
  3. Doyle v. Paul Revere Life InsuranceCourt of Appeals for the First Circuit · 1998
  4. Orndorf v. Paul Revere Life InsuranceCourt of Appeals for the First Circuit · 2005
  5. Glista v. Unum Life Insurance Co. of AmericaCourt of Appeals for the First Circuit · 2004

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