Tillamook Lumbering Co. v. Liverpool & London & Globe Ins.

WOLVERTON, District Judge.

This is an action to recover for loss by fire under an insurance policy. A jury has been waived, and the cause submitted to the court for its findings. The facts are stipulated, and the issues reduced to but one question. This arises under *509what is designated as the “watchman clause” contained in the policy, which reads as follows :

"It ts warranted l)y the assured that at all times when the property herein described shall he idle or inoperative a constant day and night watchman shall be kept on duty: imd provided that, if such property he idle or shnt down for more…