Ford Consumer Finance Co. v. McDonell (In Re McDonell)

OPINION

JONES, Bankruptcy Judge:

Bonnie Bowman’s (“Bowman”) predecessor obtained and recorded a certified copy of a federal judgment against the debtor in California. Several years later, Creditor Ford Consumer Finance Company’s (“Ford”) predecessor extended credit to the same debtor and secured payment by taking an alleged first deed of trust on debtor’s California property. After the debtor defaulted on Ford’s loan and then filed for bankruptcy, the bankruptcy court granted Bowman’s motion for summary judgment and concluded that Bowman’s recording of a certified copy of her federal judgment…