Acuity Mutual Insurance v. Frye

MEMORANDUM AND ORDER

R. ALLAN EDGAR, District Judge.

Defendant Darrell Frye owns a building and his wife, defendant Lafonne Frye, used the building to operate a children’s daycare business known as the Trinity Learning Center. On February 9, 2009, Darrell Frye and Lafonne Frye doing business as the Trinity Learning Center suffered a fire loss. The fire caused substantial damage to the building and the business. Defendants made a claim for fire insurance benefits under Policy L82005 issued by plaintiff Acuity Mutual Insurance Company (“Acuity”). The only named insured on the policy is Darrell…