Saunders v. State Farm Insurance

CAVANAUGH, Judge:

The sole issue for our determination in this case may be stated as follows: Where an insured has received reimbursement for all of his medical expenses and lost earnings under the personal injury protection coverage contained in his no-fault insurance policy, may an arbitrator also make an award for the same medical expenses and lost earnings in addition to an award for pain and suffering as part of the insured’s recovery under the uninsured motorist coverage?

In this case the appellee, Barbara Saunders, was insured by the appellant, State Farm Insurance Company. The policy…