Bonnie Sue Roberts in Her Capacity as Independent of the Estate of Charlotte Roberts v. Wells Fargo Bank, N.A.

OPINION

GUADALUPE RIVERA, Justice.

Appellant, Bonnie Sue Roberts, appeals the trial court’s partial summary judgment in favor of Appellee, Wells Fargo Bank, N.A. (Wells Fargo). We affirm.

BACKGROUND

In 1992, Roberts and her mother, Charlotte Roberts, obtained a loan for the purchase of a home in El Paso. The loan was secured by a deed of trust. Wells Fargo subsequently became the owner and holder of the loan and the deed of trust. Several years later, Charlotte became disabled and applied for a HUD loan, which required that the property be placed in Charlotte’s name.

In May 2009, Charlotte died…