Brent Lambi v. American Family Mutual Ins. Co

Brent Lambi sued his homeowner’s insurance carrier, American Family Mutual Insurance Company (American Family), after the insurer failed to defend or indemnify Lambi in a lawsuit brought against him by Brian Potter. Potter’s lawsuit al leged Lambi infected him with human immunodeficiency virus (HIV) while the two men were engaged in sexual activity. The district court 2 granted summary judgment in favor of American Family after concluding the coverage provisions of Lambi’s policy were not triggered by this litigation. The district court further determined two exclusions in the policy applied…