Chandler v. Insurance Co. of North America
Supreme Court of Vermont
Action upon á policy of fire insurance. Heard upon an agreed statement at the February Term, 1898, Orleans County, Ross, C. J., presiding. Judgment for the plaintiff for the amount claimed. The defendant excepted.
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Action upon á policy of fire insurance. Heard upon an agreed statement at the February Term, 1898, Orleans County, Ross, C. J., presiding. Judgment for the plaintiff for the amount claimed. The defendant excepted. The policy issued by the defendant contained this provision : “This company shall not be liable under this policy for a greater proportion of any loss on the described property than the amount hereby insured shall bear to the whole insurance covering such property.” contended that the blanket policy should be treated as insuring each item for the amount of the policy until the…
1Opinion of the CourtTaft, J.
The plaintiff held a fire insurance policy in the defendant company covering specific sums on three items, viz: — $562.50 on item a, $612.50 on item b, $325.00 on item c.
He held in the Home Company a like policy for $262.50 on item a, $375.00 on item b, and $112.50 on item c.
He held policies in the Lloyds Association for $12,700.00, called blanket policies, insuring the same property as one item.
The property was totally destroyed, the loss being the full value, and was less than the total amount of insurance. The loss on the respective items was as follows: $3,491.48 on item a, $6,230.37 on…
2Cited by7 opinions
- Grollimund v. Germania Fire InsuranceSupreme Court of New Jersey · 1912
- Schmaelzle v. London & Lancashire Fire InsuranceSupreme Court of Connecticut · 1903
- Austin v. Dixie Fire InsuranceMassachusetts Supreme Judicial Court · 1919
- Hartford Steam Boiler Inspection & Insurance v. Firemen's Mutual InsuranceSupreme Court of Connecticut · 1930
- Taber v. Continental InsuranceMassachusetts Supreme Judicial Court · 1913
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