COMMERCIAL UNION ASSUR. LTD. v. Planter's Co-Op. Ass'n

The parties will be given their trial court designations. Defendant in error was plaintiff, and plaintiffs in error were defendants.

Each defendant issued a separate insurance policy to plaintiff covering the same property, 63 bales of cotton, and both policies were issued on December 18, 1949. The policy terms were for 70 days from the policy dates. On or about January 15, 1950, a fire occurred at plaintiff’s premises destroying a part of its cotton. The plaintiff promptly reported the fire to defendants’ agent, and on January 20, 1950, defendants, by letters, in evidence, referred the loss…