Wota v. Blue Cross & Blue Shield of Colorado

Opinion by

Judge PIERCE.

Plaintiffs, Michael and Virginia Wota, appeal a summary judgment entered in favor of defendant, Blue Cross and Blue Shield of Colorado. We affirm.

Plaintiffs were insured by Blue Cross under a prepaid group health plan. The policy included coverage of major medical and surgical benefits according to the terms of the membership certificate. Relevant portions here include the introduction, which states, in pertinent part:

“The last part of each individual ‘BENEFITS’ section lists the limitations and exclusions to that particular service which are most important for you to…