In Re Cruz
United States Bankruptcy Court, D. New Jersey
1Opinion of the Court
MEMORANDUM OPINION:
GLORIA M. BURNS, Bankruptcy Judge.
Before the court is the debtors’ application to modify their confirmed Chapter 13 plan to reduce the payments being made to the second mortgagee from $6,859.03 to zero by retroactively applying the Third Circuit’s recent decision in In re McDonald, 205 F.3d 606 (3d Cir.2000) which held that a wholly unsecured mortgage on a - Chapter 13 debtor’s residence is not subject to the anti-modification clause of 11 U.S.C. § 1322(b). The Chapter 13 trustee objects to the proposed modification. The following constitutes the opinion of this court.
FACTS:
2Cases cited13 opinions
- James B. Beam Distilling Co. v. GeorgiaSupreme Court of the United States · 1991
- In Re Fred J. Szostek, Denise M. SzostekCourt of Appeals for the Third Circuit · 1989
- In Re Stephen J. McdonaldCourt of Appeals for the Third Circuit · 2000
- In Re JockUnited States Bankruptcy Court, M.D. Tennessee · 1989
- Lee Servicing Co. v. Wolf (In Re Wolf)United States Bankruptcy Court, D. New Jersey · 1993
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3Cited by16 opinions
- In Re TownleyUnited States Bankruptcy Court, D. New Jersey · 2000
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- In Re JacksonUnited States Bankruptcy Court, S.D. Alabama · 2001
- In Re RuttUnited States Bankruptcy Court, D. Colorado · 2010
- In Re WatersUnited States Bankruptcy Court, N.D. Illinois · 2002
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