Edwards v. Hartford Insurance

Hartford Insurance Company (Hartford) appeals from the judgment on an arbitrator’s award in favor of the estate of its deceased insured and from the dismissal of its declaratory judgment action against the two heirs of the insured,1 who was killed in a collision with an automobile driven by an uninsured motorist. The uninsured motorist coverage of Hartford’s policy contains a provision, pursuant to ORS 742.504, requiring binding arbitration on demand in the event of a disagreement concerning:

“1. Whether [an insured] is legally entitled to recover damages under this endorsement;

“2. As to the…