Auto-Owners Insurance Company v. United Way of East Central Alabama

IN THE UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF ALABAMA EASTERN DIVISION AUTO-OWNERS INSURANCE ) COMPANY, ) ) Plaintiff, ) ) Case No. 1:20-CV-00454-CLM v. ) ) UNITED WAY OF EAST ) CENTRAL ALABAMA, ) ) Defendant. ) MEMORANDUM OPINION An Anniston public water main ruptured, releasing water that damaged the property of Defendant United Way of East Central Alabama (“United Way”). Plaintiff Auto-Owners Insurance Company (“Auto-Owners”) insured United Way’s damaged property at the time. Auto-Owners sued United Way, seeking a declaration that United Way’s policy did not cover the…