Shinault v. MID-CENTURY INSURANCE COMPANY

BARNES, Vice Chief Justice:

The question arises out of plaintiff’s claim on a policy of fire insurance issued by the defendant and delivered to Robert Shi-nault on October 10, 1979. Robert and W.T. Shinault, plaintiffs, allege that Mid-Century Insurance Company, defendant, is plaintiff’s insurer and owes plaintiffs for an insured dwelling and its contents that were destroyed by fire on August 6,1980. Plaintiffs timely filed their Proof of Loss on September 30, 1980. Liability was denied by the defendant on February 18, 1981. Therefore, it is uncontroverted that defendant violated the ninety…