Willet Walter Thomas

UNITED STATES BANKRUPTCY COURT EASTERN DISTRICT OF PENNSYLVANIA IN RE: : Chapter 13 : Willet Walter Thomas, : : Bky. No. 20-12232 (PMM) Debtor. : : O P I N I O N I. INTRODUCTION In September 2019, secured creditor Petra Holdings, Inc. (“Petra”) obtained a mortgage foreclosure judgment by default against the debtor, Willet Walter Thomas (“the Debtor”). In September 2020, shortly after the Debtor filed this bankruptcy case, the promissory note that was the basis for the foreclosure judgment matured. Petra asserts a secured claim based upon the mortgage foreclosure judgment. The Debtor filed an…