Litman v. Monumental Life Insurance

PRESIDING JUSTICE HARTMAN

delivered the opinion of the court:

Plaintiff, Jeffrey Litman, appeals from a summary judgment for defendant, Monumental Life Insurance Company (Monumental). Plaintiff’s wife, Lyndie Sue Litman (Lyndie), was insured under an accidental death policy (Policy) issued by Monumental which provided that Monumental will pay a death benefit to the insured’s named beneficiary, if: (1) death occurs as a direct result of an injury; and (2) death occurs within 90 days of the accident causing the injury. A "medical treatment” exclusionary clause in the Policy stated that Monumental

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