Ford Motor Credit Co. v. Ferrell

John and Sarah Shumaker, appellees, 1 filed a class action complaint in the Circuit Court for Howard County against Ford Motor Credit Company (“FMC”), appellant, for alleged violations of the following statutes: 1) Maryland’s Credit Grantor Closed End Provisions (“CLEC”), Md.Code (1975, 2005 Repl.Vol.), Commercial Law Article (“CL”) § § 12-1001 et seq.; 2) Maryland’s Consumer Protection Act (“CPA”), CL § § 13-101 et seq.; and 3) Maryland’s Retail Installment Sales Act (“RISA”), CL §§ 12-601 et seq. The circuit court certified the action as a class action. Appellant then filed this appeal,…