Legal Opinion

Hall v. Mutual Reserve Fund Life Ass'n

Superior Court of Pennsylvania

Decided January 21, 1902No. Appeal, No. 45PublishedCited by 14 opinions

Appeal, No. 45, Oct. T., 1901, by plaintiff, from order of O. P. No. 4, Pbila. Co., Dec. T., 1900, No. 101, making absolute a rule for judgment for want of a sufficient affidavit of defense in case of Kate V. Hall v. Mutual Reserve Fund Life Association.

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Appeal, No. 45, Oct. T., 1901, by plaintiff, from order of O. P. No. 4, Pbila. Co., Dec. T., 1900, No. 101, making absolute a rule for judgment for want of a sufficient affidavit of defense in case of Kate V. Hall v. Mutual Reserve Fund Life Association. Assumpsit on a policy of life insurance, From the record it appeared that the policy in suit contained the following provisions: “ If this Certificate, or Policy of Insurance, shall have been in continuous force for three years from its date, it shall thereafter be incontestable and indisputable except for fraud, or nonpayment of dues or…

1Opinion of the Court

Opinion by

Smith, J.,

Though there has been no little diversity of judicial opinion on the subject, the principles that determine the liability of life insurance companies upon the death of the insured by suicide are now definitely settled. They may be thus summarized:

1. The terms, death by suicide, by self-destruction, by his own hand, have the same meaning as descriptive of the manner of death.

2. When the policy provides that it shall be void if the assured shall die by his own hand, there can be, in the event of suicide, no recovery by his legal representatives. “ Even if no such condition…

2Cases cited12 opinions

  1. Travellers' Insurance v. McConkeySupreme Court of the United States · 1888
  2. Ritter v. Mutual Life Ins. Co. of NYSupreme Court of the United States · 1898
  3. Bigelow v. Berkshire Life InsuranceSupreme Court of the United States · 1876
  4. Life Insurance v. TerrySupreme Court of the United States · 1873
  5. Manhattan Life Insurance v. BroughtonSupreme Court of the United States · 1883

7 more not listed; retrieve them via the Exa API.

3Cited by14 opinions

  1. Collins v. Metropolitan Life InsuranceSuperior Court of Pennsylvania · 1905
  2. Wilmington Trust Co. v. Mutual Life Ins.Court of Appeals for the Third Circuit · 1949
  3. Sipp v. Philadelphia Life InsuranceSupreme Court of Pennsylvania · 1928
  4. Wilmington Trust Co. v. Mutual Life Ins. Co.District Court, D. Delaware · 1946
  5. Longenberger v. Prudential Insurance Co. of AmericaSuperior Court of Pennsylvania · 1935

9 more not listed; retrieve them via the Exa API.

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