Anderson v. Auto-Owners Insurance

This case requires us to determine whether two separate vehicles traveling in tandem and causing a single automobile accident constitutes one or two “occurrences” for purposes of insurance policy indemnification for the victim. Because we find no definitive Florida precedent for this insurance policy language interpretation issue, we certify the question to the Supreme Court of Florida.

I. FACTS

On December 7, 1996, appellant Karen Anderson was a passenger in a Mazda Miata convertible automobile traveling southbound in the left lane of Interstate 75. A tractor-trailer rig, comprised of a 1987…