Baird v. State Farm Mutual Automobile Insurance
District Court, D. Hawaii
1Opinion of the Court
ORDER GRANTING DEFENDANT’S SUMMARY JUDGMENT MOTION
KAY, Chief Judge.
STATEMENT OF FACTS
On December 28, 1988, defendant State Farm Mutual Automobile Insurance Company (“State Farm” or “defendant”) issued an automobile insurance policy to plaintiff Larry Baird (“plaintiff’) which provided for, amongst other things, Underinsured Motorist benefits (“UIM”) with a $35,000.00 limit. On April 28,1989, plaintiff was involved in an auto accident with Wade Gaal in which plaintiff sustained numerous injuries. On February 23, 1993, plaintiff recovered $35,000.00, the bodily injury policy limit, from Mr.…
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