Legal Opinion
Broyles v. Ford Life Insurance Co.
Tennessee Supreme Court
Decided February 25, 1980PublishedCited by 23 opinions
1Opinion of the Court
OPINION
COOPER, Justice.
This case involves a misrepresentation as to “state of health” on an application for credit life insurance. The question is whether the misrepresentation, which was found not to have been made with intent to deceive, increased the risk of loss to the insurer so as to void the policy. See T.C.A. § 56-1103.
Clifford Broyles purchased an automobile on May 11, 1977, and at the same time purchased a 36-month decreasing term life insurance policy from the appellant, Ford Life Insurance Company. Mr. Broyles signed a health statement on the application, declaring that he was in…
2Cases cited3 opinions
- Volunteer State Life Ins. v. RichardsonTennessee Supreme Court · 1922
- Little v. Washington Nat. Ins. Co.Court of Appeals of Tennessee · 1951
- Sloop v. Mutual of Omaha Insurance CompanyCourt of Appeals of Tennessee · 1965
3Cited by23 opinions
- Bruce Bagwell v. Canal Insurance CompanyCourt of Appeals for the Sixth Circuit · 1981
- Smith v. Tennessee Farmers Life Reassurance Co.Court of Appeals of Tennessee · 2006
- Ginn v. American Heritage Life Insurance Co.Court of Appeals of Tennessee · 2005
- Bland v. Allstate InsuranceCourt of Appeals of Tennessee · 1996
- Clingan v. Vulcan Life Insurance Co.Court of Appeals of Tennessee · 1985
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