Allstate Insurance v. Thorpe

OPINION

By the Court, Hardesty, J.:

Nevada’s so-called “prompt-pay” statute, NRS 690B.012, requires casualty insurers to approve and pay, or deny, casualty claims, including claims for medical payment benefits, within a limited time frame. Under the statute, an insurer must pay interest on any untimely claims payments.

In this appeal, we consider whether NRS 690B.012 grants private rights of action to medical services providers who administer care to persons insured under contracts of “casualty insurance,” 2 so that the medical services providers may sue the person’s insurer, if that insurer…