Associated Indemnity Corporation v. Manning

DENMAN, Circuit Judge.

Appellant insurance company had issued its liability policies to appellee, doing business as Manning Motors, insuring him against liability with respect to accidents sustained by reason of the conduct of insured’s business and as limited by Item 4 of the declarations:

“Item 4. The Insured’s business operations are that of Automobile Sales Agency, Storage Garage, Electric Garage, Service Station, Repair Shop, or Open Air Parking Station, ‘Automobile Sales Agency.’”

Appellee J. M. Manning was also president of the Manning Fuel Oil Company, a corporation doing business at the…