Legal Opinion

Novick v. United Services Automobile Ass'n

Appellate Division of the Supreme Court of the State of New York

Decided March 18, 1996PublishedCited by 10 opinions

1Opinion of the Court

In this action, the plaintiffs sought coverage under a homeowners’ policy issued by the defendant for damage due to flooding in their basement on October 6, 1989, and on various dates between October 6, 1989, and November 11, 1990. The defendant issued a disclaimer letter based on policy provisions which excluded coverage for water damage due specifically to (1) "flood, surface water, waves, tidal water, overflow of a body of water, or spray from any of these, whether or not driven by wind” and (2) "water below the surface of the ground, including water which exerts pressure on or seeps or…

2Cases cited8 opinions

  1. General Accident Insurance Group v. CirucciNew York Court of Appeals · 1979
  2. Album Realty Corp. v. American Home Assurance Co.New York Court of Appeals · 1992
  3. Cantanucci v. Reliance InsuranceAppellate Division of the Supreme Court of the State of New York · 1973
  4. Popkin v. Security Mutual InsuranceAppellate Division of the Supreme Court of the State of New York · 1975
  5. Cantanucci v. Reliance InsuranceNew York Court of Appeals · 1974

3 more not listed; retrieve them via the Exa API.

3Cited by10 opinions

  1. Continental Insurance v. Arkwright Mutual InsuranceCourt of Appeals for the First Circuit · 1996
  2. ADRIAN SOSA VS. MASSACHUSETTS BAY INSURANCE COMPANY (L-0160-16, BERGEN COUNTY AND STATEWIDE)New Jersey Superior Court Appellate Division · 2019
  3. Neuman v. United Services Automobile Ass'nAppellate Division of the Supreme Court of the State of New York · 2010
  4. Hudson v. Allstate InsuranceAppellate Division of the Supreme Court of the State of New York · 2006
  5. Kannatt v. Valley Forge InsuranceAppellate Division of the Supreme Court of the State of New York · 1996

5 more not listed; retrieve them via the Exa API.

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