Leticia Morales v. Zenith Insurance Company

Case: 12-11755 Date Filed: 04/15/2013 Page: 1 of 30 [PUBLISH] IN THE UNITED STATES COURT OF APPEALS FOR THE ELEVENTH CIRCUIT ________________________ No. 12-11755 ________________________ D.C. Docket No. 8:10-cv-00733-JSM-TGW LETICIA MORALES, Individually and as Personal Representative of the Estate of Santana Morales, Jr., deceased, as parent and natural guardian of SM and RM, minors, as legal guardian for Santana Morales, III and Marciela Morales, individually, llllllllllllllllllllllllllllllllllllllllPlaintiff-Appellant, versus ZENITH INSURANCE COMPANY,…