Engle v. Liberty Mutual Fire Insurance

ORDER GRANTING DEFENDANT LIBERTY MUTUAL FIRE INSURANCE COMPANY’S MOTION FOR PARTIAL JUDGMENT ON THE PLEADINGS; ORDER GRANTING LIBERTY MUTUAL’S MOTION FOR PARTIAL SUMMARY JUDGMENT

MOLLWAY, District Judge.

I. INTRODUCTION.

What does it mean to be included? Much of this insurance coverage dispute turns on how one dissects the unassuming word “including” as it is used in a Hawaii insurance statute. Plaintiffs, an insured and her treatment provider, say the word “including” introduces examples, so that a reference to an independent medical examination (“IME”) as “including” a record review means that…