Dailey v. United States Fidelity & Guaranty Co.

By JUDGE RANDALL G. JOHNSON

This is a declaratory judgment action to determine whether an "umbrella policy" issued by defendant United States Fidelity and Guaranty Company ("USF&G") provides underinsured motorist coverage. Such coverage, if applicable, would pay $1,000,000 of a $1,800,000 judgment rendered in this court in favor of plaintiffs against defendant Joseph C. Baker.

On August 4, 1989, Walter Dailey, Jr., was fatally injured when the vehicle he was driving was struck by a vehicle driven by Baker. At the time of the collision, Baker was speeding and under the influence of a combination…