Catania v. State Farm Life Insurance

Respectfully, I dissent. The majority holds that “where an insured dies as the result of an intentional or expected act or event, but did not intend or expect death to result, the death is ‘accidental’ within the contemplation of that term, as utilized in a policy such as the one before us. [Citations omitted.]”

The double indemnity section of the policy applies if the death of the insured “resulted directly, and independently of all other causes, from bodily injury effected solely through external, violent, and accidental means as evidenced by a visible contusion or wound on the exterior of…