Standard Auto Insurance v. Henson

Opinion of the Court by

Judge McCandless

Reversing.

Appellant is a reciprocal insurance -association, and the Bainan-Phillipi Company is its attorney in fact. Its agent at Paducah at the time of the transaction herein was Jack Shepherd.

In February, 1921, through the- above agent, appellant issued to appellee Henson, a twelve months’ policy for the sum of $700.00 on a second-hand Studebaker automobile. This machine was destroyed by fire in the month of May of that year and the company declining to pay the policy Henson brought suit thereon.

The defense was that Henson in the written application…