CONSUMER DATA INDUSTRY ASS'N v. King

O’BRIEN, Circuit Judge.

I. INTRODUCTION

New Mexico enacted a law making it easier for victims of identity theft to expunge negative information from them credit reports. Before the law took effect, the Consumer Data Industry Association (“CDIA”), a trade group comprised of hundreds of consumer-data companies, brought a pre-enforcement challenge contending the law is preempted by the federal Fair Credit Reporting Act (“FCRA”). The CDIA sought declaratory and injunctive relief against the New Mexico Attorney General, who, along with aggrieved consumers, has authority to enforce the law through…