Parnell v. Nationwide Mutual Ins.

By Judge James W. Haley, Jr.

Paige Butler, Inc., a corporation, owned a 1986 Mazda pick-up truck which it permitted its employee, Tony Parnell, to use for both business and pleasure purposes. The pick-up was garaged at Tony Parnell’s residence, an address different from that of Paige Butler’s corporate offices. Tony Parnell alone used the truck.

On September 2,1995, Michael Parnell, Tony Parnell’s son and a resident of his household, was injured in an automobile accident, not involving the 1986 Mazda.

Michael claims he is entitled to uninsured/underinsured (“UM/UIM”) coverage under a “Business…