Harmon v. Safeco Insurance Co. of America

Pierron, J.:

This appeal arises from an action for damages filed by Barbara Harmon seeking recovery from Safeco Insurance Company of America (Safeco) under the terms and conditions of an insurance policy. Harmon argues the district court erroneously entered summary judgment in favor of Safeco. The district court found Harmon failed to prove that the damage to her opal jewelry was covered as an accidental direct physical loss.

The facts in this case are not in dispute. The interpretation of the coverage provisions of an insurance policy is at issue.

In 1994, Harmon purchased a homeowners…