Ballard v. Garrett

This appeal stems from a class action usury suit filed by appellee Phyllis Garrett against appellee Advance America Cash Advance Centers of Arkansas, Inc., on October 12, 19991.

On July 6, 2001, appellants, Teresa Ballard, Kenisha Bryant, Cheryl King, and Crystal Luebbers, who were also members of the class, filed a motion seeking to intervene in the action. On July 16, 2001, a hearing was held on appellants’ motion. On July 18, 2001, the trial court, finding that appellants’ motion to intervene was untimely and that appellants’ interest were adequately represented, denied the motion to…