Lorenzo v. Capitol Indemnity Corp.

This cause of action arose out of a food poisoning incident suffered by plaintiff Nancy Lorenzo (Lorenzo) on March 28, 2006, while at Reza’s Restaurant, located at 40 North Tower Road, Oak Brook, Illinois (Reza’s Oak Brook). Defendant Capitol Indemnity Corporation (Capitol) refused to defend Persian Foods, Inc., d/b/a Reza’s Restaurant (Persian Foods), in Lorenzo’s original suit against Persian Foods, and the trial court entered a default judgment in favor of Lorenzo. Thereafter, Lorenzo, individually and as subrogee of Persian Foods, filed a complaint for declaratory judgment. Capitol…