Legal Opinion
Georgia Mutual Insurance v. Ragan
Court of Appeals of Georgia
Decided May 12, 1970No. 45073PublishedCited by 5 opinions
1Opinion of the Court
Bell, Chief Judge.
The single issue in this appeal is whether the subsequent endorsement modifying the terms of the original policy was valid. Plaintiffs contend that it was null and void as it reduced the risks under the policy without any consideration to plaintiff, Ragan. Defendant argues that the endorsement was supported by a consideration to Ragan, i.e., its forberance to cancel the policy. A consideration is necessary for the valid modification of the coverage provisions of an insurance policy. Adair v. American Liberty Ins. Co., 116 Ga. App. 805 (159 SE2d 174). Forbearance to cancel…
2Cases cited3 opinions
- Genone v. Citizens Ins. Co. of New JerseySupreme Court of Georgia · 1950
- Patterson v. Cotton States Mutual InsuranceSupreme Court of Georgia · 1966
- Adair v. American Liberty InsuranceCourt of Appeals of Georgia · 1967
3Cited by5 opinions
- Miley v. Fireman's Fund InsuranceCourt of Appeals of Georgia · 1985
- Rothell v. Continental Casualty Co.Court of Appeals of Georgia · 1991
- Bituminous Casualty Co. v. RenfroeCourt of Appeals of Georgia · 1974
- Howard v. American Southern InsuranceCourt of Appeals of Georgia · 1978
- State Farm Mutual Insurance v. PottsCourt of Appeals of Georgia · 1974