Gravely v. Southern Trust Insurance

This case involves the grant of summary judgment in favor of the defendant insurer based upon the contract of insurance between it and the plaintiff. Apparently the policy is based upon the standard fire policy authorized by Code Ann. § 56-3201 (Ga. L. 1960, pp. 289, 741) which authorizes a clause that no suit or action on the policy for the recovery of any claim "shall be sustainable . .. unless commenced within twelve months next after inception of the loss.”

Ordinarily, the law states that "[a]ll actions upon ... simple contracts in writing shall be brought within six years after the same…