West Bank (WTBA) is a public company. West Bank provides full-service banking and trust services to businesses and consumers. West Bank has offices in the Des Moines, Iowa metropolitan area, Coralville, Iowa, and Owatonna, Mankato, Rochester and St. Cloud, Minnesota.

First and foremost a "community"​ bank, West Bank has built a strong reputation for being responsive to local needs. West Bank employees place a high priority on community involvement, lending their time and talents to a long list of civic and community projects.

From its humble beginnings in 1893, one thing has not changed. Every customer, from the smallest to the largest, deserves our full attention and top-notch customer service. Founded in 1893. It has 221 employees. IPO 1995.

Transcript

Operator

Ladies and gentlemen, thank you for standing by. My name is Krista, and I'll be your conference operator today. At this time, I would like to welcome everyone to West Bancorporation second quarter 2026 earnings conference call. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. If you would like to ask a question at that time, please press star then the number one on your telephone keypad. If you'd like to withdraw your question, again, press star one. Thank you. I would now like to turn the conference over to Jane Funk, CFO. Please go ahead.

Jane Funk — EVP, Treasurer, and CFO

Thank you. Good afternoon, everyone. I'm Jane Funk, the CFO of West Bancorporation, Inc. I'd like to welcome the participants on our call today and thank you for joining us. With me today are Dave Nelson, our CEO, Harlee Olafson, Chief Risk Officer, Todd Mather, our Central Iowa Market President, and Brad Peters, our Minnesota Group President. During today's conference call, we may make projections or other forward-looking statements within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995 regarding future events or the future financial performance of the company. We caution that such statements are predictions and that actual results may differ materially. Please see the forward-looking statement disclosure in our 2026 second quarter earnings release for more information about risks and uncertainties which may affect us. The information we will provide today is accurate as of June 30th, 2026, and we undertake no